Course Title: The Role of the Credit Committee in Kenyan SACCOs

Duration: 1 Day (Full-Time)

Target Group: Credit Committee Members, Board Members, Credit Officers, SACCO Managers

1. Executive Summary

This training course is designed to equip SACCO credit committee members with practical knowledge and skills to effectively manage credit functions, ensure compliance with SASRA regulations, and strengthen the financial sustainability of their SACCOs. The course will blend theoretical concepts with practical exercises and case studies from Kenyan SACCOs.

2. Course Objectives

By the end of the training, participants will be able to:

1. Understand the legal and regulatory framework governing SACCO credit operations in Kenya.
2. Appreciate the roles, responsibilities, and ethical expectations of the credit committee.
3. Acquire knowledge on credit policy formulation, loan appraisal, and approval procedures.
4. Strengthen credit risk management and internal control practices.
5. Develop effective credit monitoring, recovery, and performance evaluation mechanisms.

3. Expected Learning Outcomes

Participants will be able to:

1. Explain the functions and mandate of the credit committee.
2. Assess loan applications and manage credit portfolios.
3. Identify and mitigate risks associated with lending.
4. Apply best practices in credit monitoring, recovery, and reporting.
5. Uphold transparency, integrity, and accountability in credit management.